| Seatbelt Law
There's probably a law that says the insurance company can't deny claims if there is evidence that the "victims" were not wearing seatbelts. So maybe that is where it would have to start.
What if I am not wearing a seatbelt and you and I have an accident that is 100% your fault? Your insurance would be asked to pay instead of mine. That's a totally different scenario then if I'm not wearing a seatbelt and I crash into a tree all by myself...
Unfortunately it's complicated just like everything else in life... |