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Originally Posted by Kham  waitaminute mr. worksmarty. what would you call those lendingscammers? the working smart type? a lot of people are trusting?(what's the word for that?). if you dont lend them money in the first place, what the hell can they do? shoot somebody? they're not reckless like drunk driving. there should be law for reckless anything.
some people ask when they don't have but guess what nobody's putting pistol to your head if you don't reach out. they will go somewhere else. Mexico maybe. if you were to run for president what would you say to those non-working smart people? tell them to work smart? but how? i guess living the american dream isn't about just working hard.
for senior citizens "...that were smart enough saved money and can take care of themselves." it doesn't matter. soon they're not gonna be able to wipe themselves and after that last breath. |
Is it a law that everyone owns a house? If someone can't afford a house or can't get a loan for one since they can't really afford it, why should they get a loan or a house?
People need to look out for themselves. BUYER BEWARE. Some people get fucked when they shouldn't of. Is that the rest of the populations responsibility? No, it's the person doing the fucking. You have to watch out for #1. Get educated about what you are doing and take precautions. While it's still not 100%, it's a lot better than most people do.
People that don't work? You are right, I don't give to people I feel are undeserving. I help out my friends whenever I can and help stangers plenty. Do I want my tax dollars going to some lady in Dorchester who paid $480k for a house as a single parent and then refuses to get evicted when her variable rate mortgage payment goes up? NO.
YES, people have gotten fucked by predatory lending. Yes, there are bad lenders out there. YES, there are TONS of resources and government programs to help lower income people become homeowners. But those aren't the easy way out, they aren't the low low low monthly payment for the first two years to make people have a dillusion that they can really afford a $300k house on $75k a year. Same thing with credit cards. You know what your rate is? Probably about 19%. Do people still max their credit cards out? Sure do. Is that the credit card companies fault? Nope, seems like it's the person doing the spending.
God damnit. Everyone bitches about how personal responsibility is in the shitter in this country but wants Papa Government to be responsible for anything remotely unpleasant in their lives.