[Kham]

all i know is that BUYER BEWARE means beware the house dont go to shit after you buy it.

now all i know is whatever the fuck bank tells me how much i can afford after giving them all the info. they're expert and suppose to help you. right i know business is in only for money. i suppose it's not their fault for not giving you the rate prediction in 5 yrs but hands you that 5yr adjustable anyway. the fuckin loan officer makes his cuts and he moves on. what did he care about future economy. dont they know better to lend out $480k adjustable rate to that lady in wherever? if it weren't for these fuckin adjustable we wouldn't be in so much mess. why do they even have this ARM anyway for first time home buyer?