I'm not a money manager but I do know a bit about investing/trading. First off, never treat any kind of life insurance policy as an "Investment" because it's not. Don't let a Life insurance salesman tell you otherwise. That's the worst investment you can make. I don't know what your personal needs are but I can give you two pieces of advice.
1). Any financial planner trying to steer you in the direction of life insurance as an investment (even if it's part of other investments) should be dropped. Tell him thanks but no thanks and find another financial planner.
2). Here's a great place to start
https://www.fidelity.com/?bar=p