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Originally Posted by Benyen Soljax  i feel this point needs emphasizing. |
Agreed... Usually if you don't pay it off during the promotional period they will charge you for all the accumulated interest from the past 3 years at their normal high rate of 12-24%. They also put your minimum payment around $30 which won't even remotely cover the loan ballance in even 6 years.
If you are comfortable reading the fine print, there are plenty of deals to be had if you have the means to pay the bike off in a reasonable period of time.