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So I highsided at NHMS with TTD and ended up breaking both of my hands. Over confidence, inexperience, and highside hill. My health insurance has been great so far but I recently got a letter from a 3rd party asking me to define the type of accident to see if another party should foot the bill. I assume its meant for street/on-road accident and duking it out between auto insurances but I never submitted a claim with progressive.
Is a crash on a track considered an "automobile accident" or does it fall under another realm? What do you think is the best way to respond?