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2021 insurance thread

  1. #26
    Member PurplePackage's Avatar
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    Re: 2021 insurance thread


    paying my bill with money in my paypal account was awesome. progressive gets the win here.

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  2. #27
    Lifer SwiftTone's Avatar
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    Re: 2021 insurance thread

    Quote Originally Posted by MUZ720 View Post
    I agree 100% with this having a person and not a cartoon salamander as your agent is a big plus!
    You leave him out of this!



    Seriously though, how are you guys getting these low rates. With Geico I pay $600 a year and that's with my MSF instructor discount. No recent tickets, no recent accidents etc. I do have high coverage but even liability only coverage the premium was $99 if I remember right.

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  3. #28
    Super Adventurer SRTie4k's Avatar
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    Re: 2021 insurance thread

    Quote Originally Posted by SwiftTone View Post
    You leave him out of this!



    Seriously though, how are you guys getting these low rates. With Geico I pay $600 a year and that's with my MSF instructor discount. No recent tickets, no recent accidents etc. I do have high coverage but even liability only coverage the premium was $99 if I remember right.
    Get a quote with Progressive. They were 1/2 as expensive as Geico for me.

    Probably doesn't help that you live near Boston, though.

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  4. #29
    Member PurplePackage's Avatar
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    Re: 2021 insurance thread

    Quote Originally Posted by SwiftTone View Post


    Seriously though, how are you guys getting these low rates.
    I literally told you.

    1. shop around every few years.
    2. pick the lowest rate you are comfortable with.
    3. there is no step 3.

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  5. #30
    BMW track whore e30addict's Avatar
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    Re: 2021 insurance thread

    Every time I've shopped around the savings wasn't enough for me to bail on my local agent and the relationship we've built over decades.

    As others have said, rates aren't everything. Once there's a claim in the mix you might as well have bought insurance at the Dollar Store for the "service" you get from some companies. Some people are comfortable navigating those waters and others are better off having a little more help. To each their own, but I've learned that the cheapest is rarely the best option for most things in life.

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  6. #31
    Lifer Not Sure's Avatar
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    Re: 2021 insurance thread

    Quote Originally Posted by RandyO View Post
    I pay only a few $ more, under $200, for 3 vehicles, full coverage
    I don't think those here are talking about your 1963 policy.

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  7. #32
    Angry Gumball RandyO's Avatar
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    Re: 2021 insurance thread

    Quote Originally Posted by SRTie4k View Post
    Get a quote with Progressive. They were 1/2 as expensive as Geico for me.

    Probably doesn't help that you live near Boston, though.
    zip code
    age

    I don't care how good your driving record is, most accidents happen within 25 miles of home. How many idiot drivers reside in that circle ?

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    RandyO
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  8. #33
    Angry Gumball RandyO's Avatar
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    Re: 2021 insurance thread

    Quote Originally Posted by Not Sure View Post
    I don't think those here are talking about your 1963 policy.
    when I was 11 years old ?

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    RandyO
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  9. #34
    Lifer Not Sure's Avatar
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    Re: 2021 insurance thread

    Quote Originally Posted by RandyO View Post
    when I was 11 years old ?
    Is that it?

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  10. #35
    Member PurplePackage's Avatar
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    Re: 2021 insurance thread

    insurance is a zero sum game. you either pay upfront for service with a smile or play the long game and find cheap service for as long as you can. if you do the math and figure you will have one major accident every 18 years, which is the average for the US, and compare it to 18 years of say, $500 more in insurance per year, you can see how cheaper is better for some people. saving 9k over 18 years and having to haggle with a stupid cartoon character seems worth it to me.

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  11. #36
    Lifer gumby's Avatar
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    Re: 2021 insurance thread

    Got it. You didn’t need our help after all.

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  12. #37

    Re: 2021 insurance thread

    Quote Originally Posted by gumby View Post
    Got it. You didn’t need our help after all.
    That was really never the purpose of this thread lol

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