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So to answer some of these questions. I have plymouth Rock. The other driver who hit me also has plymouth rock. (company is out of boston). The helmet and gear was on my motorcycle when the adjuster came, and i made him take pictures of it (even after he claimed it was not a part of his job). I have filed a property damage claim through the other vehicles agent for my gear ....as my agent refused to be useful in any way. I'm also filing a claim for work compensation as i'm not allowed to attend work for 1-2 weeks...which would sink me financially.
I am not at fault in the accident. The insurance agency is maintaining that they are still investigating the claim (as the other driver refused to admit hitting me at all). I have a multitude of witnesses all with stories that back mine, and pictures of the marks my bike made in the road i.e. skid marks, showing that my bike was only feet from the curb (meaning contact took place well into my lane).
Would not suggest the insurence company.. as they seem to be doing everything they can to make it 50/ 50 so they can surcharge us both.