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Hey Guys,
I know its kind of a lot to ask for anyone to be offering advice on a case that they don't have complete knowledge of, but iv never been in the situation before and any and all help or advice would be appreciated.
I was hit head on in my lane on my motorcycle last May. My bike was totaled and i suffered some injuries which i have been working with my insurance company since then to settle. The cost of my bike was decided on and payed to me (along with gear that was scrapped in the accident) In what seemed like no time at all.
The injuries claims have been just the opposite.
I had deep abrasions to the bone on my right knee, and deep abrasions on my right elbow accompanied by some (yet undecided) damage to my tendon in my elbow and Tricep.
The abrasions kept me from work for 2 weeks at which point i was stir crazy and opted out of the remainder of my offered time off. (Also weary that my payment may be delayed a few month) My knee cap which is now healed is has a circular deep scar which to this day is uncomfortable to kneel down on, and just touchy in comparison to my other knee. My elbow tendon issue is spotty and seems to flare up whenever it wants to and sometimes causes a "
falling asleep" sensation in my lower arm.
After being sent from one insurance company rep to another for months, i finally got a preliminary offer yesterday Fri, April 12th.
After Medical expenses (which were very large and consisted of physical therapies) i was offered approximately $7,500.
My question is, where do i go from here? what are these types of injuries worth? and what is my best course of action?
This dollar amount has absolutely no meaning to me as im in the dark as to what an injury is actually worth.
If anyone has been in a similar situation or knows anything of the sort and could help me out i would be very appreciative.
I understand the nature of the information, if PMing me is a possibility i would love to know how other people fared with these kind of payouts as i have no idea what i should be hoping for. If it weren't for lingering issues and possible future problems, i would be inclined to just accept the initial offer as i didn't expect anything, but im now realizing it may be a smarter move to actually look into my options.
I have considered the idea of getting a lawyer to prepare me for these things, but i'm not eager to lose 1/3 of my settlement if with his assistance i only gain and extra 500-1000 dollars.
Thanks in advance to anyone who is able to assist me, or even offer advice.
-Mark