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I went for a ride yesterday with my friend and long story short the FJR decided to lie down and take a nap in a parking lot. The bike was pretty much pristine pre-fall and I want to get it back to where it was. My biggest concern in on the insurance end of things, with a 0mph drop, what is that going to do for the insurance rates? I haven't reported it yet, but should this morning if I am going to claim. I obviously do have full coverage with $250 deductible. Damage includes: mirror and mount, lower side wing, nose edge, engine casing, and left side exhaust. All deep scratches no busted plastic. I can fill and fix myself. I don't think anything really needs replaced. But I don't want to pay for this damage for the next 10 years with higher premiums.
Thanks