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Bike insurance

  1. #1
    Posting Freak boloson's Avatar
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    Bike insurance

    Can u guys recommend a great bike insurance co? Preferably someone who had to file a claim and experienced a hassle free service.

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  2. #2
    Member KnuckleBallz's Avatar
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    Re: Bike insurance

    Progressive works fine for me, so far. Nationwide was good when I was in NH, but they don't do Mass.

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  3. #3
    Back marker... jwm2k3's Avatar
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    Re: Bike insurance

    For me, its my agent that makes it smooth and easy. The carrier I have is Safety, but the agent is the one I deal with directly. EA Stevens in Malden and Middleton. They do what I want, when I want it and competitive pricing too.

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  4. #4
    martyk martyk's Avatar
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    Re: Bike insurance

    where are you located? i just switched to an agent on the south shore in braintree and they are great

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  5. #5
    Rider. Just a rider... DucDave's Avatar
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    Re: Bike insurance

    I have State Farm for everything...and have for 40 years. Always treat me well....

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    "A man who views the world the same at 50 as he did at 20 has wasted 30 years of his life.”
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  6. #6
    Posting Freak boloson's Avatar
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    Re: Bike insurance

    durr shouldve included my location. i'm in MA. will not be using commerce anymore since they suck. had a bad experience with them with my car so i switched to amica. just bought a bike & needed to hear from you guys before i decide

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  7. #7
    Senior Member shortbus's Avatar
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    Re: Bike insurance

    I have progressive for car and bike...

    I've had one claim for about 300 bucks when I hit a street sign with a car, they took care of everything, I literally did not have to think about it.

    They are the cheapest for me.

    I went to geico for one of my cars as it was a little cheaper at one point... Geico increased my rate by a few hundred dollars as soon as I signed up and paid for the BS reasons that something went wrong with the quote online and my age was not taken into effect. I went to switch back to progressive and this involved all kinds of crap, hold times, faxing etc.

    Once back with progressive I was never on hold, Instead of faxing I can email PDFs, and I'm just happier. I'll probably never leave.

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  8. #8
    Angry Gumball RandyO's Avatar
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    Re: Bike insurance

    I made a claim on my V-strom with Progressive, before I even told them I had it, 3 days after I bought it, a ladder fell on it in my barn, crunched the tank, broke mirror, few other broken bits, $1500 damage, When I called and made the claim, I said Oh! btw, I haven't called you yet to take my SV off the insurance and put this bike on. Got my check 3 days later, was over 2 weeks before I got my premium bill

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    RandyO
    IBA#9560
    A man with a gun is a citizen
    A man without a gun is a subject LETS GO BRANDON

  9. #9
    Satans Donkey Uncle Snake's Avatar
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    Re: Bike insurance

    If you find that Dairyland Ins. is the cheapest and you pay for it for seven years they will love you.

    If after seven years you make a claim they will bend you over and rape you with a flaming cactus dipped in napalm and aids.


    .

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    Jake
    2006 ZX-10R
    1999 Kawasaki ZRX1100

  10. #10
    Posting Freak boloson's Avatar
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    Re: Bike insurance

    Just did a free quote with progressive and it was like $523 or $95 for the basic. That's almost the same amount as my car insurance. Will look into the others mentioned

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  11. #11
    i need to sleep Evadd's Avatar
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    Re: Bike insurance

    i have State Farm. had one accident, and although at first they wanted me to have the bike brought to a dealer, i convinced them to send an adjuster out to my house. i had printouts from yamaha's website for all the parts that needed replacing, as well as the aftermarket rearsets (which i highly recommend doing - it saved a lot of time and hassle), and the adjuster had a check for me within an hour. very painless and a good experience.

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  12. #12
    Satans Donkey Uncle Snake's Avatar
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    Re: Bike insurance

    I currently have Progressive and have since jun09. Having wrecked a bike in 2008('01 ZRX1200R paying $310 or so a year for full coverage) I went to insure my replacement street bike, a '99 TL1000S, and found full coverage to be $396. a year. In 2010 it went down to $340 and in 2011 it went down again to $310. In Feb of this year they sent me a refund check for $32 saying my rate had dropped. WooHoo!!!!

    It just keeps getting better, my renewal just arrived today and full coverage for the next year(if I pay in full, no installments) is $196. goddamned dollars!!!

    This is a good thing! All of my other insurances go up a bit every year. Definitely give Progressive a chance.

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    Jake
    2006 ZX-10R
    1999 Kawasaki ZRX1100

  13. #13
    Lifer NobodySpecific's Avatar
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    Re: Bike insurance

    Quote Originally Posted by DucDave View Post
    I have State Farm for everything...and have for 40 years. Always treat me well....
    I'm not terribly happy with my current rates, but they were great with the 2 claims I have had to make. Hassle free repair when I hit a raccoon with my car and took out my radiator and front bumper, and another where I totaled my SV. They paid me more than I paid for it, and I had the bike for 3 years.

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    '06 Triumph Sprint ST ABS
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  14. #14
    Posting Freak boloson's Avatar
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    Re: Bike insurance

    Quote Originally Posted by Uncle Snake View Post
    I currently have Progressive and have since jun09. Having wrecked a bike in 2008('01 ZRX1200R paying $310 or so a year for full coverage) I went to insure my replacement street bike, a '99 TL1000S, and found full coverage to be $396. a year. In 2010 it went down to $340 and in 2011 it went down again to $310. In Feb of this year they sent me a refund check for $32 saying my rate had dropped. WooHoo!!!!

    It just keeps getting better, my renewal just arrived today and full coverage for the next year(if I pay in full, no installments) is $196. goddamned dollars!!!

    This is a good thing! All of my other insurances go up a bit every year. Definitely give Progressive a chance.
    wow this is awesome. i was quoted too high to begin with by them so i went with amica. have my auto & house with them so it wasnt bad at all. $460 for full coverage for the year but might drop it to the basic depending on how much street i ride

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