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I just recently sold my street bike, a 2000 Triumph Sprint RS. As soon as I bought the bike, I had a myriad of different repairs done by a friend/local bike shop. Amongst this work was new front rotors and brake pads.
I heard from zombie (who is friends with the fellow who bought the bike) that the front brake pads fell right out of the caliper while the guy was riding, and he went to pull into a driveway and discovered he had no brakes. Apparently some retaining pin was not properly tightened. Jonathan, the bike's new owner, was fine, he used the back brake and got the bike stopped, and quickly diagnosed the problem.
This has me pretty nervous, though. I had a person I trust work on that bike, and I had confidence in the work. I did two sessions at Loudon, and countless runs up and down Route 17. If those pads had fallen out in T3 at Loudon, or in a corner next to a cliff on Route 17, there would be a thread on this site about the details of my fucking funeral.
I dont know why, but hearing that news really has me rattled. I may not be the best mechanic in the world, but I know enough to tighten down any bolts related to the brakes. I guess I had a false sense of security in my now former bike mechanic.