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  1. #1
    I Dance With Will
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    question

    the insurance total the bike and they said i dont have the buy back option because the bank holds the title. is this true? this individual female doesn't seem to know her business. she ask me "do you want us to come pickup the bike?" duh!

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  2. #2
    Innocent Angel rocker's Avatar
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    question

    They should be paying off what you owe to the bank and you still should have the option to buy it back.

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  3. #3
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    Originally posted by rocker
    They should be paying off what you owe to the bank and you still should have the option to buy it back.
    that's what i thought, but

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  4. #4
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    Originally posted by Mystery Squid

    Unless, of course, you have GAP insurance....
    what's that?

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  5. #5
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    Originally posted by Mystery Squid
    "I want to share something of a revelation with you, Morpheus. It came to me when I attempted to classify your species, and I realised that you are not actually mammals. You see, every mammal establishes a natural equilibrium with its natural habitat. But you humans do not...you habitate one area and consume all the natural resources before spreading to another area..."

    "There is another creature that does this: Do you know what it is? A virus. You humans are a cancer of this planet, you are...plague. Look out that window, Morpheus, you've had your time--the future is our world, the future is our time."

    love it!

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  6. #6
    I Dance With Will
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    Originally posted by Mystery Squid
    It covers the "gap" between what the insurance company thinks your bike is worth, and what you have left to pay off on it. Usually, two very different numbers....

    For example:

    If you owe $10,000 on your bike, and the insurance "totals" it for its **cash value** of $8,000, guess who get's a bill for $2,000?

    With GAP insurance, you would need not worry about the $2,000.
    i anticipate losing some money but will look forward to an 04 model if i can manage.

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  7. #7
    Lifer Rye's Avatar
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    When did you crash this time Kham? Did I miss a post or something? Dude! Stick to bicycles!

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  8. #8
    Twin Addict Half Squid's Avatar
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    Dam RYE Thats COLD...

    Hey CAM That bike is brand new, you should be getting full replacement value and that should pay off your loan in full. Dont let them give you any B/S, mention you will be gettting your Attorney involved and they will probably resolve it quickly. & You should still have the buy back option at that point as well.
    Those dam insurance company's are pretty dam sneaky when they want to be... Fuckers..

    Give them hell KHAM....

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    RIP A.B. RIP BEET, I Ride in Leathers because I would rather sweat than Bleed...

  9. #9
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    Originally posted by Rye
    When did you crash this time Kham? Did I miss a post or something? Dude! Stick to bicycles!
    you're very funny.

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  10. #10
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    Originally posted by Half Squid
    Dam RYE Thats COLD...

    Hey CAM That bike is brand new, you should be getting full replacement value and that should pay off your loan in full. Dont let them give you any B/S, mention you will be gettting your Attorney involved and they will probably resolve it quickly. & You should still have the buy back option at that point as well.
    Those dam insurance company's are pretty dam sneaky when they want to be... Fuckers..

    Give them hell KHAM....
    thanks bro. ill be calling the adjuster tomorrow.

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  11. #11
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    i hope not more than 1g.

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