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I got rear-ended in Boston on Sunday while on the bike, very little damage to the bike itself but the exhaust took the biggest hit and it's not bent upwards. How do insurance companies go about paying out for the damages? I contacted the drivers insurance company and they're supposed to send an appraiser out this week, but i'm more curious as to if they'll cover aftermarket equipment to it's value or are they just going to pay for the OEM exhaust replacement?
Sorry, never had a situation like this happen to me so I'm slightly lost on the process. I also do not have receipts for the exhaust or anything