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So after 3 more calls I finally got Honda Finance to admit they did indeed have my title and they supposedly mailed it out yesterday.
Yesterday they told me the dealership (GBM) never sent them the title when I bought the bike... yah right... I'm sure the finance company would have screamed bloody murder if GBM had kept the title.
Oh and the Warranty is paying for me to get the upgraded shock from the ABS VFR. No Penske or Ohlins but for free I'll take it.