0
Let's say I had a street bike, but totalled it by insurance standards. They have not yet sent me the check, but its clear they are going to total it. Any negative consequences to riding it until they get around to picking it up from me? Don't really know how this stuff works.
If it was borderline totalled I could see riding it giving them leverage to say it's not totalled, but we're talking damage well over double book of the bike. It's def. a total. Any reason I can't ride it until they want to come take it away?
Hypothetically speaking, of course.