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Correct. If determined that what you had was in fact stolen, it would be seized as evidence and either returned to the owner, or, if insurance had already paid out to the owner, the insurance company becomes the victim and they usually put the item up for auction. If you had documentation for what you thought was a legitimate sale then you would not be charged. In VT the state must prove that a reasonable person would have known the item was stolen. receiving stolen property
I'm not sure how other states laws are but that is what we have for a procedure.
That being said, if this happened to you and you thought you were buying a legitimate piece of property, you would then have a civil suit and be named as a victim in the criminal case as you were defrauded as well.