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  • nhbubba's Avatar
    Yesterday, 10:50 AM
    I commute ~2hr per day on the Boston north shore area. Well outside the city, but close enough to experience the traffic. I’m up at 4:45 to work...
    27 replies | 401 view(s)
  • nhbubba's Avatar
    05-17-18, 05:43 PM
    nhbubba replied to a thread What bike? in Dirty Bastards
    Where? Everywhere I look out west screams husky 701 enduro to me.
    21 replies | 354 view(s)
  • nhbubba's Avatar
    05-17-18, 01:52 PM
    nhbubba replied to a thread For Sale - Motorcycles | Here's a bike you probably don't need in For Sale
    That is so very glorious!
    8 replies | 317 view(s)
  • nhbubba's Avatar
    05-17-18, 09:34 AM
    nhbubba replied to a thread Sprinter build thread in Off-Topic
    Saw an odd one in the parking lot at Zion yesterday. Kid had a contractor style metal wall across the front of the cargo box and had built his galley...
    533 replies | 48453 view(s)
  • nhbubba's Avatar
    05-17-18, 09:00 AM
    nhbubba replied to a thread Sprinter build thread in Off-Topic
    We're in southern Utah right now. High roof vans are everywhere. Everything from poor college kid econolines with DIY tops held on with chicken wire...
    533 replies | 48453 view(s)
  • nhbubba's Avatar
    05-16-18, 08:53 PM
    nhbubba replied to a thread Nemm round 2 in Pit Area
    I ran an almost bone stock DRZ400. I lost, but not because of the bike.
    20 replies | 266 view(s)
  • nhbubba's Avatar
    05-16-18, 11:19 AM
    nhbubba replied to a thread For Sale - Motorcycles | 2013 Ducat MONSTER 1100 EVO - for sale in For Sale
    I think this is the Ducati I'd own if I weren't so invested in the SV..
    15 replies | 1013 view(s)
  • nhbubba's Avatar
    05-16-18, 11:17 AM
    My SV with clipons did give me the reference point with my elbow on the tank. I think that did teach me a lot there. Harder to learn that with the...
    204 replies | 14796 view(s)
  • nhbubba's Avatar
    05-16-18, 08:54 AM
    nhbubba replied to a thread Nemm round 2 in Pit Area
    I think the xr100 is the sv/Miata/go to for boxshop. Has its own class and there will always be another there to tangle with
    20 replies | 266 view(s)
  • nhbubba's Avatar
    05-16-18, 08:51 AM
    I think I’m done with bikes with clipon bars forever. Unless I go racing again. The advantage they yield is too small for a goober like me. And the...
    204 replies | 14796 view(s)
  • nhbubba's Avatar
    05-15-18, 07:41 PM
    I agree with chip. Tracking a naked sv with bars and rearsets is huge fun
    204 replies | 14796 view(s)
  • nhbubba's Avatar
    05-15-18, 05:33 AM
    nhbubba replied to a thread Nemm round 2 in Pit Area
    Yes. There are pavement only and mix classes.
    20 replies | 266 view(s)
  • nhbubba's Avatar
    05-13-18, 10:18 PM
    nhbubba replied to a thread No my penis is not small in Off-Topic
    Park service, Arches National Park. Had a winch on the bumper. Must make the work-day interesting.
    74 replies | 5574 view(s)
  • nhbubba's Avatar
    05-12-18, 09:47 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Yeah yeah yeah. #vanlife I wonder how their 401k's are doing.. The vans are everywhere out here though. Everything from old shitbox E150's with...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-12-18, 09:22 AM
    nhbubba replied to a thread Nemm round 2 in Pit Area
    I'm not racing for 2018, probably done for a while. I may volunteer for flagging or corner working. But not this round as I'm away for the weekend.
    20 replies | 266 view(s)
  • nhbubba's Avatar
    05-11-18, 07:24 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    So, I'm in Moab, UT this week. We were at Arches the other day, Canyon Lands. (4 year old of the house keeps calling it 'candylands') Hitting up Zion...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-11-18, 06:45 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Yeah, so you're two and a half years away from being able to SLASH your expenses and thus required stash to live. Another reason why it's ludicrous...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-11-18, 09:42 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    I'm kind of really surprised at this. If you're putting away 20% for 5-10 years, you seem to be keeping your expenses low enough that your pay...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-11-18, 09:31 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    You're right of course. I'm falling for the marketing. The idea that Vanguard is a share-holder owned entity and out to do good for me and others.
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-11-18, 08:47 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    I think you aren't going to read about them. I think most of the reports you read are from bloggers. Those are, in my opinion, still working. They...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-11-18, 07:27 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    I think this is a big part of the strategy too; staying flexible. My spend ($X/yr above) is a lot. More than the median US household income level....
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-10-18, 09:03 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    So.. I figure I need $X/yr to live the way I want to. I plan on cutting out early so 4% safe withdrawal is too risky for me. Health care is the...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-10-18, 08:45 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Income speaks to savings capacity. It doesn't say anything about how much you need saved. If you make $100k/yr and spend $90k/yr. The 4% rule...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-10-18, 08:28 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Pension. Outside my experience. Hopefully someone else can help more. I am pretty unfamiliar with the public sector bits. Although I believe you're...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-10-18, 03:55 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    So many variables. I think it’s better to compare your own situation against as many historical scenarios as you can instead of just one or two...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-10-18, 03:30 PM
    I want this. Will be back in the area after the 23rd
    2 replies | 136 view(s)
  • nhbubba's Avatar
    05-10-18, 11:06 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    This is why these rules of thumb never make sense to me. It’s all about expenses. Not about income. If you make $100k and spend it all then you are...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-10-18, 09:51 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    All f it. Although I would not count your primary residence nor deduct the mortgage as ya gotta live somewhere. But your rental property minus loans...
    987 replies | 51873 view(s)
  • nhbubba's Avatar
    05-10-18, 09:37 AM
    nhbubba replied to a thread Sprinter build thread in Off-Topic
    In the caravan I blame the transmission most. Stupid conservative shift points. Mat it and it drops to what feels like first and finally finds some...
    533 replies | 48453 view(s)
  • nhbubba's Avatar
    05-09-18, 09:22 PM
    nhbubba replied to a thread Sprinter build thread in Off-Topic
    So as it is I'm driving a Grand Caravan for the next two weeks.. and it happens to have what I think is the same 3.6L V6. And wholey cow, "a dog" is...
    533 replies | 48453 view(s)
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