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  • nhbubba's Avatar
    Today, 07:35 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Yes, there were PMs. I'm pretty sure ROTH is sav's only choice. I'm willing to bet that's the case for most of us living in the relatively high...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    Yesterday, 09:11 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    You're above the income limit. ROTH it is.. Gains and qualified withdrawals are TAX FREE. You can pull any contributions you make out at any time...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    Yesterday, 02:30 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Saver's credit? Doesn't that apply to traditional IRA contributions too? Ie couldn't you take the tax deduction, then get the credit as well? In...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    Yesterday, 01:18 PM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    I stand corrected. I'm probably not the last source you should consult re: this stuff. I misspeak and confuse sometimes too. Gobs of quality info...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    Yesterday, 08:54 AM
    I also have an OTC kit. And it works well. Be ware that for bikes you want the OTC 5604 kit Doug mentions. Not the OTC 5605, like I bought. The 05...
    16 replies | 187 view(s)
  • nhbubba's Avatar
    Yesterday, 08:39 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    That's not double dipping. The limits for IRA (all IRA, not per account, not per type (roth vs traditional)) are $5500 for 2018 and $6000 for 2019....
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    Yesterday, 08:35 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Yes. We are afraid of this. Of course we are. We are also afraid of global thermo-nuclear war. Afraid of mass plague or other sickness wiping out...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    Yesterday, 08:25 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    +1 If you are below the income phase out I would do a traditional IRA, then invest the money in a "total market" low-cost index fund like VTSAX or...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    02-21-19, 06:52 PM
    nhbubba replied to a thread Cutting the cord.... in Off-Topic
    Locast works on Roku. Although the wheels fell off during the superbowl. We had done a CBS-Online sub through Amazon. I'd canceled it when we got...
    161 replies | 11075 view(s)
  • nhbubba's Avatar
    02-20-19, 11:38 AM
    nhbubba replied to a thread 650 thumpers in General Bike Related
    Ya'll are fun.
    79 replies | 2605 view(s)
  • nhbubba's Avatar
    02-20-19, 11:14 AM
    nhbubba replied to a thread 650 thumpers in General Bike Related
    I know you're busting my marbles, but I do not agree in any way. Some stocks gain value. No motorcycle I've owned ever has. Conversely I've never...
    79 replies | 2605 view(s)
  • nhbubba's Avatar
    02-20-19, 10:48 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    Yep. It's all in what you are comfortable with... crossed with what you have access to! :mope: For a while I was hemmed into a choice between...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    02-20-19, 10:38 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    I'm not sure why anyone would differentiate between mutual funds (or ETFs, or any other vehicle) and "straight stocks" when talking asset allocation....
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    02-20-19, 10:21 AM
    nhbubba replied to a thread educate me 401-k in Off-Topic
    I think that Bogleheads' advice is too restrained. My target asset allocation mix is: 79% stocks (~70/30 domestic/non-US equities) 12.00% bonds...
    1159 replies | 68494 view(s)
  • nhbubba's Avatar
    02-20-19, 10:03 AM
    nhbubba replied to a thread 650 thumpers in General Bike Related
    Incapable. Fatal character flaw.. or something
    79 replies | 2605 view(s)
  • nhbubba's Avatar
    02-20-19, 08:14 AM
    nhbubba replied to a thread 650 thumpers in General Bike Related
    I'm incapable. Have to love the one I'm with for at least a few years.. unlike some women I've known. On paper this one looks like it really could...
    79 replies | 2605 view(s)
  • nhbubba's Avatar
    02-20-19, 07:17 AM
    nhbubba replied to a thread 650 thumpers in General Bike Related
    Details of the 790 ADV-R seem to be seeping into my psyche through every crevice. 420lbs.. electronic cruise.. 21/18 wheel-set.. Almost enough to...
    79 replies | 2605 view(s)
  • nhbubba's Avatar
    02-19-19, 12:31 PM
    Yeah. He's got one set up to an open deck with a screen that is mostly just for air and then a 2nd next to it that is for entry/exit to a covered...
    52 replies | 1035 view(s)
  • nhbubba's Avatar
    02-19-19, 11:29 AM
    I've been watching your progress through FB and the like, slowly gaining motivation to get going again. My father was able to pull off the...
    52 replies | 1035 view(s)
  • nhbubba's Avatar
    02-19-19, 10:02 AM
    Yes. I'd need to pre-buy and store all the siding up-front. I recognize that. Variable sun exposure may make things weird too. I don't think...
    52 replies | 1035 view(s)
  • nhbubba's Avatar
    02-19-19, 10:01 AM
    WD40 Brush your teeth with it too
    47 replies | 2091 view(s)
  • nhbubba's Avatar
    02-19-19, 07:58 AM
    I bought my place in '08. Did a lot of work to it here and there until ~'12 or so when I got back into riding hard. That is when I lost a lot of my...
    52 replies | 1035 view(s)
  • nhbubba's Avatar
    02-18-19, 01:21 PM
    nhbubba replied to a thread Wanted - Motorcycles | Track/Race SV650, street OK too in Wanted
    The white one belonged to Marwan.. I think that's the kids name. Beautiful bike. Triumph front end on it.. first time I'd seen that done. I think...
    23 replies | 409 view(s)
  • nhbubba's Avatar
    02-18-19, 10:18 AM
    Ah, yes, remember when. Last night I got a frantic call from a friend. Seems he was standing in his friends garage. Friends friend was showing off...
    217 replies | 16829 view(s)
  • nhbubba's Avatar
    02-18-19, 09:01 AM
    nhbubba replied to a thread 3D printers in Off-Topic
    Heated bed, yes. Run it at 60-C. That works well in most cases. I occasionally see warping. This is really the first time I've had a print fail this...
    75 replies | 2744 view(s)
  • nhbubba's Avatar
    02-18-19, 07:31 AM
    nhbubba replied to a thread 3D printers in Off-Topic
    Doh! 8 hour print left to run overnight. Looks like it went off the rails pretty early. Also having some warping on large flat prints. I need to...
    75 replies | 2744 view(s)
  • nhbubba's Avatar
    02-17-19, 04:26 PM
    ROTELLA or you will DIE
    4 replies | 183 view(s)
  • nhbubba's Avatar
    02-14-19, 03:51 PM
    nhbubba replied to a thread Work-from-home snow days in Off-Topic
    And the pressure on the administration likely comes from somewhere else too. I see it in my (relatively affluent) community. The pressure on the...
    38 replies | 583 view(s)
  • nhbubba's Avatar
    02-14-19, 03:30 PM
    nhbubba replied to a thread Work-from-home snow days in Off-Topic
    This just sparked a convo with my wife.. who is in primary education. More and more I lose faith in our public education system. I think many of...
    38 replies | 583 view(s)
  • nhbubba's Avatar
    02-13-19, 10:36 AM
    I feel like I've heard that before. Somebody has to teach me how to source wheel parts. I hear its way cheaper to build your own. I feel like I...
    2636 replies | 164422 view(s)
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