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Motorcycle Insurance question: Being found at fault

  1. #1
    Posting Freak danny86's Avatar
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    Motorcycle Insurance question: Being found at fault

    A few weeks ago merging onto the highway my front tire hit some debris causing it to kick out. Thus totaling the bike.

    The insurance is claiming I;m to be found more than 50% of the accident.

    I operated the vehicle in a safe and reasonable manner. If a car hit this debris a flat tire would occur as a result . A bike hitting it would cause it to crash.
    I wasn't speeding above the speed limit nor operating the motorcycle in a non safe or unreasonable manner.

    Has anyone appealed it this situation before ?

    If I had been driving reckless and this happened then yes it was my fault. The point system is set up to categorized aggressive/non safe drivers based on their behaviors correct ?

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  2. #2
    Senior Member cdseven95's Avatar
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    Re: Motorcycle Insurance question: Being found at fault

    Quote Originally Posted by danny86 View Post
    A few weeks ago merging onto the highway my front tire hit some debris causing it to kick out. Thus totaling the bike.

    The insurance is claiming I;m to be found more than 50% of the accident.

    I operated the vehicle in a safe and reasonable manner. If a car hit this debris a flat tire would occur as a result . A bike hitting it would cause it to crash.
    I wasn't speeding above the speed limit nor operating the motorcycle in a non safe or unreasonable manner.

    Has anyone appealed it this situation before ?

    If I had been driving reckless and this happened then yes it was my fault. The point system is set up to categorized aggressive/non safe drivers based on their behaviors correct ?

    You can... You can appeal supercharge points... I did it like five years ago.. It was in the basement of some government building in Sommerville. At the time it was run by some lady who had no common sense

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  3. #3
    Lifer slammp's Avatar
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    Re: Motorcycle Insurance question: Being found at fault

    Yes I have and won! My rear tire blew the bike fishtailed wildly and I totaled it. I appealed the surcharge and the insurance company had to remove the points. It did tale a year to get the hearing but it was worth it.

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  4. #4
    Satans Donkey Uncle Snake's Avatar
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    Re: Motorcycle Insurance question: Being found at fault

    I tried and got fucked over with a +$100/year "at fault" sur charge. I hit a rock mid corner with my front tire, crashed, bike totalled and I lost.....

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    Jake
    2006 ZX-10R
    1999 Kawasaki ZRX1100

  5. #5
    Just Registered drop's Avatar
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    Re: Motorcycle Insurance question: Being found at fault

    Quote Originally Posted by danny86 View Post
    A few weeks ago merging onto the highway my front tire hit some debris causing it to kick out. Thus totaling the bike.

    The insurance is claiming I;m to be found more than 50% of the accident.

    I operated the vehicle in a safe and reasonable manner. If a car hit this debris a flat tire would occur as a result . A bike hitting it would cause it to crash.
    I wasn't speeding above the speed limit nor operating the motorcycle in a non safe or unreasonable manner.

    Has anyone appealed it this situation before ?

    If I had been driving reckless and this happened then yes it was my fault. The point system is set up to categorized aggressive/non safe drivers based on their behaviors correct ?
    what state is your bike registered/insured in?

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    - Jamie
    2009 K 1300 S

  6. #6
    Posting Freak danny86's Avatar
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    Re: Motorcycle Insurance question: Being found at fault

    All in MA.

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  7. #7
    Member
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    Re: Motorcycle Insurance question: Being found at fault

    i am in the same shoe as you. i just totaled my bike 3 weeks ago on a slippery street mark. they claimed that i was more than 50% at fault. i am thinking of appealing it.

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