I just saved $206 on bike insurance.

[stoinkythepig]

My old provider (Markel) increased the premium to $351 this year. Progressive only charged me $145 for the same exact same coverage, with a lower deductible ($250 vs $750).

[khmersta]

Wow, that's some great prices for insurance. Mines last year was over $1800 for one bike in Lowell (Safety Ins). Too many speeding tickets plus living in Lowell the insurance prices were sky high. I got a quote from progressive and it was $8k...yea that's rite $8k!!!! I thought it was a mistake and tried again and they gave me the same quote. I guess that's their way of saying we don't want to insure you. $8k was more that what my bike was worth. FML!!! My points as of right now is 16 points in the new MA system.

[csmutty]

Mine is $156 a year with Dairyland.

[drinkingmymilk]

Any insurance thread means nothing unless you state the facts of your policy.

aka.
23 male, no tickets, full coverage $500 deductible, 100/100/300 then the million umbrella, on an 09 street tipple r, garage stored. for $XXX per year.

I know my trumpet is around $70 a month, my rs 50 was $7 a month... huge difference prices are useless with out any further info.


*I'll go back and fill in the xxx later. honestly cant remember right now.

[crowspeed07]

when the r1 came out they quoted me over 10k for insurane

[drop]

last year progressive quoted me $14300 to insure my k1300s for 6 months. i passed.

[Manny]

Progressive will give you a great low introductory rate for that 6 mo policy. I switched all my cars and bikes to them.

Just wait till it renews!!!

[The Snowman]

I stay with Commerce. I have 2 bikes, 2 cars, and my homeowner's with them.

$2045 total for the 4 vehicles.

Specifics:

• Completely clean records for both Annalisa & I
• Live in a zone 1 insurance territory (the lowest in MA)
• 100K/300K w/ $500 Collision/$300 Comp deductibles
• Been with Commerce for 10 years (bonus 5% off)
• AAA rate deduction (5% off)
  
• Bike 1: 1997 Honda CBR900RR (garaged): $344
• Bike 2: 2007 Honda CBR1000RR (garaged): $485
• Auto 1: 2008 Honda Civic Si Sedan (garaged): $665
• Auto 2: 2002 Honda Civic EX Coupe (driveway): $551

[The Snowman]

Oh, and I only paid $489 for my homeowners w/ $100K replacement cost.

[DuncanMoto]

a 9000 RR huh Chuck?
That thing must be fast.

[drop]

I stay with Commerce. I have 2 bikes, 2 cars, and my homeowner's with them.

$2045 total for the 4 vehicles.

Specifics:

• Completely clean records for both Annalisa & I
• Live in a zone 1 insurance territory (the lowest in MA)
• 100K/300K w/ $500 Collision/$300 Comp deductibles
• Been with Commerce for 10 years (bonus 5% off)
• AAA rate deduction (5% off)
  
• Bike 1: 1997 Honda CBR9000RR (garaged): $344
• Bike 2: 2007 Honda CBR1000RR (garaged): $485
• Auto 1: 2008 Honda Civic Si Sedan (garaged): $665
• Auto 2: 2002 Honda Civic EX Coupe (driveway): $551

[beet]

a 9000 RR huh Chuck?
That thing must be fast.

[The Snowman]

wait, does commerce have lower rates for vehicles that are stored in a garage? if so i need to call them...

I doubt it. But since someone mentioned it, I added it.

[The Snowman]

OOPS. One of a kind bike and SHE rides it. Too much for me to handle.

["Dangerous" Dan K]

wait, does commerce have lower rates for vehicles that are stored in a garage? if so i need to call them...

If I were you, knowing how you do things and where your bike lives, I'd be getting the absolute cheapest ins. possible. I'll wager you the cost of that pretty BMW bike you ride that if you ever file a claim, it's because someone hit you. We both know damn well you are not going to crash it, and I doubt it gets stolen out of your alarmed, heated, AC'd, etc. garage.

Scratch that, I just remembered you've let me play with it. Full coverage!!!

[rbrais]

My old provider (Markel) increased the premium to $351 this year. Progressive only charged me $145 for the same exact same coverage, with a lower deductible ($250 vs $750).

What do you ride and how old are you? That's cheaper than my Progressive policy, but the coverages may be different, too.

[Stoneman]

I pay like, $8/year for my TLR. But we've also got our homeowners, boat, bunch of cages, life policies, property...

Married male, old, mostly incident free (now), full coverage, low deductibles...

[lrrs182]

I used progressive for years. I Bought a new Duc 1198 and they charged me about$900 a year, full coverage. 50 yrs old, clean class A license. My dealer (bike, not drug) turned me on to State Farm. didn't thing they'd be competitive. even with no other business with them, i now pay $350 a year, same full coverage. Was a huge suprise, check em out

["Dangerous" Dan K]

Stoneman, you pay 8 dollars/year? Can I get your agents info?

[Stoneman]

Stoneman, you pay 8 dollars/year? Can I get your agents info?

Yeah, so I overstated that. But I'm older, married and they carry a shitload of our policies. I seriously pay next to nothing for it...

[Wanderer]

Bit over 1k for the Multistrada - apparently they dont see it much different from a 1098
Bit of a jump from 350 for the Bmw GS!

[Slyder]

Any insurance thread means nothing unless you state the facts of your policy.

Seriously?

2001 gixxer 750, progressive and geico, $3000 a year.

same bike with concord group, 800 / year.

Guess who I went with?

Six years later (and, because it's SO important, 3 speeding tickets later)

07 gixxer 1k, concord group 1400 / year. Wasn't even going to waste my time calling progressive or geico. Woulda been 5k a year plus.

07 gixxer 1k, state farm, 502 / year. Add the car to that policy and the bike dropped to 325 a year.

Take a guess who my cage, bike and renters insurance is through?

Lots of people will tell everyone to call State Farm. That happens for a reason. Regardless of age, tickets, etc, State Farm is going to be cheaper than many other places.

[stoinkythepig]

What do you ride and how old are you? That's cheaper than my Progressive policy, but the coverages may be different, too.

45 this month. I ride a 2001 ZX9R. No collision coverage.

[rbrais]

I just checked my policy with progressive and it's not bad. $239 per bike; full coverage w/ $500 deductable. $50,000/$100,000. I should up that.

[RandyO]

I pay like, $8/year for my TLR. But we've also got our homeowners, boat, bunch of cages, life policies, property...

Married male, old, mostly incident free (now), full coverage, low deductibles...

unfortunately, my homeowners company doesn't insure bikes but they carry my business so I have progressive for my bike, fwiw, my rates went up when I went from a SV650 to my V-Strom 1k ,mostly cause I made a claim when it was 3 days old and before I even told them I had it, since every year they have gone down