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There are plenty of low mileage Busas out there for $4100.00. Just gotta look. . .
Wirelessly posted (Blackberry Tour: Mozilla/5.0 (BlackBerry; U; BlackBerry 9650; en-US) AppleWebKit/534.8+ (KHTML, like Gecko) Version/6.0.0.600 Mobile Safari/534.8+)
From the way you approach the situation, both financially and practically, I absolutely believe you should take degsy's advice...Originally Posted by jcrawford
Buy a fucking fishing rod
5 pages and 1.5 hours later I figure that this thread is not about brand preference. Is it?
in all seriousness does this look like it would be worth the effort?
http://www.nestreetriders.com/forum/...ml#post1114979
no I understand I don't have to, but since you all keep calling me out on that my credit is not the greatest. I have student loans, hospital bills from a while back, things I am in the process of clearing up. I have however had a car loan on my vehicle in good standing since 2008 so my credit may have gone up. However I tried to get a credit card a few months back and was denied. I might call up my bank and see about a loan through them.
If you were denied credit for a loan or credit card it can be for many factors.
If you tell me you have student loans, hospital bills and a car loan...then your debt to income ratio is probably a factor as well.
Toy money is not the same as bill money.
Use your toy money (insurance) to get a decent used bike, use the monthly amount you would have paid on a shiny new bike you know nothing about to pay down your debt. Win, win..
how do the credit reporting agencies know what equity I have? I mean I could have 3 new cars I paid cash for in my yard so how can they do that calculation?
To determine that you would have to know my current income and honestly it outweighs the amount of debt I have, probably around 5k in total debt on my report.
I have 8k equity in my vehicle after taking the loan amount from the current value of the vehicle.
I am not saying you guys are wrong in any way just asking how that could all be factors?
2013 ZX6R-636
Are you saying that when you applied for credit they did not ask for your income? And your equity does not count....debt to income (ie can you pay the bills you have now).
What you think exceeds your debt is not the same, they have to factor in the cost of living (rent/mortgage etc)
And it does matter and count. Take our word.....once this year!
Good payment history without much debt to income equals good scores.
2013 ZX6R-636
http://www.transunion.com/corporate/...tionVideo.page
Educate yourself!
2012 Tiger 800 XC
one last question. A 2006 CBR with 12k miles is listed on CL for $3500, my immediate thought is something is wrong with the bike priced like that as others are listed for around $5-6k.
I just spoke with the owner and asked if he performed all maintenance or if a shop did and his answer was "no I performed the oil changes". I then asked about other maintenance such as valve adjustments, or anything else. He stated all that had been done was oil changes but the bike runs well. I question the "well".
Should I walk away now or is the maintenance thing minor? I ask because I am not sure what a bike would require through that mileage.
In 08-09 I sold an 04 636 for 3500 with nothing wrong with it except for some minor scratches on the side fairing. That price is not unheard of. Take someone that knows bikes along with you to look at the bike if youre unsure.
yep he mentioned a few light scratches i forgot to mention. Thanks for the information, I will go take a look at the bike this weekend.
This is the bike: http://nh.craigslist.org/mcy/2615150979.html