textile vs leather

[SilverSurfer]

Skill level? He's 15, he doesn't even have a driver's license yet, and won't for a year to a year and a half.

Ian, are you riding dirt bikes at this point? Do you have any 2 wheeled experience other than bicycles? If you are going to get into motorcycles, I do think it's a good idea to gather information, but I wouldn't start buying gear just yet.

[JCsGrly]

Okay smart ass ... go play with yourself and let me give advice of my own - you've had your opportunity and no one cares! jK
The skill level I was refering to was being a beginner - I know he doesn't have a licence or even a permit yet - do you think I'm blind and didn't see that? Whatever the case... And I wasn't telling him to go buy anything at the moment - just giving him suggestions on where to look - I did say look around and shop around....

[benVFR]

Ian,

Whatever you do, prepare to be raped.

My brother is 18 and just passed MSF yesterday, he's got maybe 600 miles experience on my dad's bike + dirt bike experience.

He's got a lot of money saved up cause he works like a maniac as a bicycle mechanic, he wants a 2002 Ninja 250. (Likes the paint job on the new one, hates the older ones for some reason)

I punched his data in on Progressive's website with the same levels I have, the quote was $1700, and I didn't put in speeding tickets, and he has two since he got his license.

Ben

[JCsGrly]

Being a younger rider, Ben has a point about the insurance crap grrr... Just no way around that.
But Ben - why the hell is your brother looking into getting the 250? Is he THAT small? Cuz I didn't even want the 250....and I'm 5'5"

[Frankenstein]

[benVFR]

He doesn't want to be the typical rider that gets a 600 to start (like me) and learns more slowly as a result.

I guess he wants to be the guy on the 250 who embarasses everyone else in the twisties.

He's about the same size as me but heavier cause he doesn't bicycle as much. He's probably 190 or something.

Ben

[JCsGrly]

Teeheheehe that's funny! A guy that size on a lil 250 - I suppose it'd be fun to learn on, but seriously now.... He's gonna get bored of it so quick... tell him to atleast go for the 500

[PaulB]

The way around the insurance hit IMO is to buy an older, cheaper bike and skip getting collision insurance.

[IanfromMA]

i'm not buying gear, just asking questions and looking into stuff. i know i'm gonna really get hit with insurance. its really gonna blow but i guess i will have to deal with it.

[JCsGrly]

insurance: it doesn't matter how old your bike is, if you are young you're going to get raped by the insurance companies anyway... its just fact... AND you HAVE to have collision unless your bike is completely paid off (no loans can be out on the bike, whether its a loan you took out thru/with the dealership or a personal loan you took out w/o the dealership)... My insurance agent told me this - so I'm not making that up.
What does help - is don't get tickets, don't get caught doing stuff that would cause you to get points added on to your record, and take the MSF class - it's 10% off your insurance. Of course the best thing is if you live in in east bum fuck where all that you have to worry about is cows stealing your bike.... then insurance is cheap - or atleast cheaper than most other places. End of story.

[PaulB]

you HAVE to have collision unless your bike is completely paid off

Right, that's one reason I tell beginners to buy an old cheap bike with cash, instead of a new expensive bike on credit..

[IanfromMA]

so is there a theft thing for insurance? i could sure as shit skip that. i live in the middle of nowhere. i don't think i have to worry about it being stolen.