Bike Insurance BULLSHIT!!!!!

[RandyO]

my insurance went down around $250 this year. yes, I have Progressive

[RyanNicholson]

yea last year with my pretty clean driving record it was like $1400/yr for full coverage.

i hate insurance companies. I ride responsibly for the most part yet the 40 year old guy that gets drunk at a bar and rides his harley home only has to pay like $300/yr for the same thing. its bs.

[CMG241]

skip the collision coverage and just ride like you don't have it! I haven't had collision on a bike in a loong time, my Buell's insurance is about $120 a year with Progressive

[snowborder]

Progressive openly admits that their rates on sportbikes are high.

[Nate Dawg]

So, as a 21 year old, with a bad bad driving record, i called MC insurance and was quoted 530$ for 12 months, liability,
and 1200 for full coverage 12 months.

That high?

Well, mine went from $1140 a yr. to $1300 for full coverage. I'm looking elsewhere for my coverage

[markbvt]

+1 on State Farm. I've had my auto policy with them since I was 16, and I've got all three of my bikes insured with them. Multi-vehicle discount, no-claims discount, etc... I'm paying $265/year (full coverage) for the '08 V-Strom 650 I just bought.

State Farm won't insure bikes unless you have a car insured with them, but some of their motorcycle rates are so good that it's worth switching your car to them as well if you can. Speeding tickets don't affect your rates (just accident/claim history), and their motorcycle rates are based on displacement, not style of bike. Great for those of us with sub-1000cc bikes, but I imagine their rates for a Triumph Rocket III might be a bit high.

--mark

[Dangerz0ne]

...another way to put it...we are all in the same risk pool. so, the squids drive up the risk and people like Doc drive it down. which do you think there are more of? squids or people like Doc...?

You two need to get a room.