Another crash

[wylee]

does that do anything for hit+runs?

I would think so if there is enough evidence to prove fault.

[Jaynnus]

I had a wheel come off a boat trailer once....all of a sudden the trailer wheel/tire was passing the tow vehicle!! What a strange day that was.

Glad to here he is ok.

[wylee]

What is with this mentality?? Your rates can ONLY go up if you are found at fault in an accident. Just because you make a claim where a tire flew off someone elses car and hits your car doesnt make your rates go up no MATTER WHAT!!

NH, VT and MA are all AT FAULT states your insurance company will pay out your claim and go after the other fucker. If your insurance company pays out on gear go through them and leave it up to them to go after his insurance for those costs. This is ALWAYS the best way to go unless you dont carry collision which happened to me and I will NEVER do again.

I'd keep my claim record clean if possible. What would be the advantage of making a claim against my own policy?....other than getting your personal stamp of approval.

[DucDave]

What is with this mentality?? Your rates can ONLY go up if you are found at fault in an accident. Just because you make a claim where a tire flew off someone elses car and hits your car doesnt make your rates go up no MATTER WHAT!!

NH, VT and MA are all AT FAULT states your insurance company will pay out your claim and go after the other fucker. If your insurance company pays out on gear go through them and leave it up to them to go after his insurance for those costs. This is ALWAYS the best way to go unless you dont carry collision which happened to me and I will NEVER do again.

Yeah...thats why we HAVE insurance....They want your business and it's their job to provide you service. And they should be a lot better at getting you what you want. Having said that, I believe you should hold they're feet to the fire to cover your gear. Unless they can show you some freekin' exclusion in the contract...

[Erebus]

Cant imagine what I would do if i saw a friggin wheel come at me on my bike.

Same thing everyone else would do, scream like a 12 year old girl.

[Slyder]

pic......totaled

[Origin]

pic......totaled

no matter what happens, the kickstand always seems to be perfectly fine.

[Slyder]

no matter what happens, the kickstand always seems to be perfectly fine.

it's the damnedest thing

[kmobrien76]

Go after him personally or go through his home owner's insurance if that's at all possible. Had a dog run in front of my bike years ago, flipped my R6, dog owner's home owner's insurance covered the $7000 bill, gear, bike, etc...

Purpose of insurance is to come out after the accident like you were before, so anything with a scratch on it, I'd be aiming to get paid for.. Remember though once you sign off on the insurance check for the bike it's final, so look into this hard before you sign off on it..

Kevin

It is. Gear is too. Just talked to him a bit ago and he saw pics of the bike. I guess the forks are bent and twisted, right back to the engine, wheel is shot, the rear wheel is bent too I think. He said the rear sprocket is even bent, so it must have flipped up and landed on the rear wheel or something.

Definitely totaled.

He was on the phone with the insurance company and they'll cover his helmet but no other gear. What's up with that? The $1500 dollars of gear he was wearing just saved this insurance company 10's of thousands of dollars....

gotta love insurance companies....legally scamming people since day 1.

As for everyone going down...this was a freak accident. I mean really, what are the chances of this happening?

[Slyder]

He's retained a lawyer....nothing is signed yet.

[DucDave]

He's retained a lawyer....nothing is signed yet.

Huh??? Why??? Did the other party not have insurance? Even so, his insurance should cover this with no problems. (Assuming he bought collision, etc.) Worst case should be he gets paid by his insurance and they hold back his deductable until they collect from the other party's insurance...? Or is he going for a 'big' hit? Getting a lawyer to collect for above and beyond actual damages...? ie blood money????

[Slyder]

He, as well as the few lawyers he has talked to, believe there is negligence involved. I mean common, lug nuts fall off a wheel, wheel flies off and hits a motorcycle with 100mph of impact and totals the bike. That's something that shouldn't happen.

When it's all said and done as it stands now (IE No lawyer, no court, just letting insurance do its thing) He'd be done riding bikes for a few years. He owes $2k on the loan, so after the insurance pay out he'd be left with about 4 grand. that gonna buy a new GSX-R 1000? That even gonna replace the totaled one with a used one of the same mileage and stuff? No f'n way.

Not to mention the gear alone cost half of what he'd have left over.

I dunno. I'd be pretty pissy to if something like that happened and I couldn't go get a new bike to replace the old one.

His lawyer told him straight up, "you will not retire after this settlement" which he is OK with.