NH Motorcycle Insurance?

[dx3162]

Wondering if anyone can offer any insight as to the cheapest companies? I thought I was getting the shaft from progressive paying $1,773/yr on the 01 RC-51, that was until I started shopping around. Other quotes I have received are Allstate $2085/yr, State Farm $2800/yr, and Geico $3505/yr...

In the last 5yrs I only have one ticket on my record, 2 more & an accident if you go back further...I'm kinda at a loss as I've heard of a lot of people paying in the hundreds, not thousands, for bike insurance.

On a side note it looks like im saving about $500 a year on my car insurance through Allstate...

Any help please? Thanks!

Nick

[Billy]

I can't comment on NH, but I just got my updated policy for 2008 in MA. I'll be paying $508 a year for full coverage.

Commerce Insurance
$500 deductible
1 speeding ticket
2006 GSXR 750

[RyanNicholson]

Turn 25.... then you can stop bending over for insurance (as much)

I feel your pain....but insurance drops a ton once you hit 25

[Ducrappy]

FWIW, when I was shopping for a new bike in 04, I was contemplating either a Honda, Triumph, or a Ducati. With most insurance companies I checked, all Hondas (for me personally) cost more than double what it would cost to insure a Ducati or Triumph and I believe Allstate actually quoted me triple. The cheapest that I found for any make was Progressive, but it seems Hondas sucks to insure in NH, no matter which ins company you choose.

[SSearchVT]

+1 on turning 25. It's not just NH - I bought an Eagle Talon TSI in New York, and made sure to pick it up on my 25th birthday - one day earlier would have cost me over $500 additional in insurance ($300 vs $800 annual). As for the bike insurance - I had trouble finding a place to even offer me a policy at 35 years old on a CBR 600 f4i. It wasn't until I threatened to yank the house and cars from my existing insurance company they even gave me a quote...

[BostonSVkid]

FYI in MA 25 doesnt do ANYTHING! My insurance didnt go down and both my agents that I had that year told me it changes nothing. OH and when I got married it didnt change either!

[butcher bergs]

Turn 25.... then you can stop bending over for insurance (as much)

I feel your pain....but insurance drops a ton once you hit 25

You'd be amazed how much the rates drop...until then, keep grabbing your ankles.

[BCT748]

NH rapes you when it comes to bike insurance but Jesus Christ you are paying a lot. The cheapest I found was Progressive and that was still around $800 a year. I think it has to do with the no helmet law in NH but I could be wrong.

Edit- Did you take the MSF course? Are you a AMA member? I forget which company gives a discount if you are a AMA member but I think it is Progressive.

[ZX-12R]

FYI in MA 25 doesnt do ANYTHING!

In MA it used to be that once you had 6 years of operating experience, your rates would drop considerably because you are now an "experienced operator."

So much has changed with MA insurance over the past year and a half that I have no idea if this is still the case.

[dx3162]

I am not an AMA member, and they no longer give MSF discounts. I got my $1773 down to $784...Nationwide is defenitely on my side. With them, however, I have to carry their car insurance also, which drops from $1882 annualy to $1724...total annual savings about $1,147...unfortunately now I have a headache after dealing with insurance agents all day.

Me - 1
The man - 0

[BCT748]

They don't give the MSF discount anymore? Since when?

[dx3162]

I know for sure Progressive doesn't because I called right after I took it & they said they no longer offered it. Gave me some BS about thinkin of bringin it back blah blah. I didn't even try with Nationwide today because I can't for the life of me find my card anywhere...

[Fitz]

NH. Married. Over 25. Pristine record dating back to age 16. Bike's an '07 zx6r. Progressive was the cheapest for me ($52 a month). Allstate was more than triple Progressive prior to last week. They recently called and asked if they could requote. Their prices were still $106 per month. I had a long talk with their agent about how they priced their services and frankly he didn't have any answers for me. I didn't think Geico motorcycles in NH.. at least not when I was looking in February. Maybe that has changed?

Fitz

[Brian675]

Progressive $750/year full coverage. I am 26 one accident which was so friggin minor and no moving violations.

And to answer the questions previous in this thread its Nationwide that gives AMA members a discount.

[Ryno]

I pay $430 a year on the TL full coverage through progressive

[dx3162]

Looks like you old men get all the deals, lol. Least i'm saving almost a grand....one day hopefully i'll be paying Sub 500's like some of you....

[mzdagrl]

I pay $45/month-ish for my bike insurance but I am 25, married, clean record and good student discount, as well as multiple vehicles and multiple lines (homeowner discount). I go through state farm. shop around, and don't discount your local companies - they might surprise you

[Devil1]

Maine
25
married
Nothing on record
State farm. $279 a year full coverage.

[KillBill]

Progressive --- bout $1200/year

i also have reckless driving on my record

[wylee]

Liberty Mutual was about a third of Progressive's cost when I was under 25 with my Fireblade. I couldn't find a quote under 2 grand till I called Liberty; most were closer to 3.

Now I'm an old, fat, married, KLR ridin' homeowner. I don't really worry about bike insurance premiums anymore.

[KillBill]

I'm not sure what to expect in MA -
usually cheaper?

[BCT748]

i also have reckless driving on my record

Big surprise, typically squixxer rider. Where you doing wheelies in front of the middle school trying to impress the girls again?

[RandyO]

NH rapes you when it comes to bike insurance but Jesus Christ you are paying a lot. The cheapest I found was Progressive and that was still around $800 a year. I think it has to do with the no helmet law in NH but I could be wrong.

Edit- Did you take the MSF course? Are you a AMA member? I forget which company gives a discount if you are a AMA member but I think it is Progressive.

NH doesn't rape you, cause your not even required to have insurance

the insurance companes rape you cause your young, dumb and full of cum


I pay 168/year for 2 motorcycles with progressive, liability only on my 920r, full coverage 1m/2m limits, $100 deductables on both comp & coll on my 07 V-Strom 1k

[BCT748]

NH doesn't rape you, cause your not even required to have insurance

the insurance companes rape you cause your young, dumb and full of cum


I pay 168/year for 2 motorcycles with progressive, liability only on my 920r, full coverage 1m/2m limits, $100 deductables on both comp & coll on my 07 V-Strom 1k

Than why is it that a friend of mine that lives in MA pays less than I do for his 06 GSX-R 600 with full coverage (he has a loan on it)? Bigger point being is that he is 19 and only has his permit.

[dx3162]

NH doesn't rape you, cause your not even required to have insurance

the insurance companes rape you cause your young, dumb and full of cum

Correction, i'm young, dumb, and my girlfriend is full of cum...