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In '06 Progressive was best my broker could offer. I think it was quoted $376 for the yr? No sunshine policy offered. I carried it the 1st yr because the credit union asked for a binder. I expected less for a 02 Honda 600 F4I with a 50 yr old rider with a clean record. Even though I have a small loan I didn't have to carry ins so I said F'it. I ride the bike maybe 3 - 4 x/mnth May -Oct and just couldn't justify it. (no preaching please) I have other bikes to ride.
I think the rates are high in NH because there's no helmet law mostly and in MA it seems everything is just high.
Murphy says you'll catch up to Granma just before the Twisty sign.