CAR Insurance Rates

[tsanterre]

I've been w/ Progressive since 2005, at any given time I've had 1-2 cars, 1-2 bikes, and most recently just last year added homeowners. Each time I've added or updated a vehicle they seemed to have the best rates. Also, have always received great customer service.

I'm receiving every possible discount possible (Paperless, 3 Yr Safe Driving, Continuous Insurance: Diamond, Paid in Full, Multi-Policy, Multi-Car, Homeowner, 5 Yr Accident Free).

On a whim I decided to see if the gecko was full of BS. Turns out he's not... Geico gave me a quote 23% cheaper (apples to apples with the $ amounts coverage wise)!! I was shocked - called Progressive to see if they would match, and they wouldn't do anything. Didn't seem to care about losing a customer. Now I feel like I've been a sucka for the past several years, my own fault for not researching before each renewal.

SO - who are you all using? Have you received quotes recently? I'm convinced I'm going to drop Progressive and need to know who to try out next.

[carsick]

GEICO. Very similar to you, except HO is separate. Had Foremost for the bikes, they acted like it unheard of to drop the bikes for the 6-7 months I can't ride. GEICO's online quotes were higher despite my having the cars with them, I called and the quote was much lower than Foremost. Been there since and I'm happy with the online winter storage option.

[khuygie88]

I've been looking to switch. I've had Amica since I started driving (first on my parents policy paying for my own car and then solo for the past... man years) - which always kinda sucked because I couldnt get a discount for having MC insurance with them (they shuttled me over to Progressive.) Now that I've become a full time RI resident and bought a new car down here, they are obviously hounding me to switch (I had an understanding in writing with my local rep that I was driving in RI all this time but was a VT resident) but they are looking to bend me over a barrel! 24 Y/O driver, squeaky clean record, multiple cars, etc. I get that there are more, and worse, drivers here, but a 33% increase is insane.

Its hard for me to get an idea of "same" coverage, despite getting new quotes from Amica, because I have stuff like Collision $500/ded but Free Glass replacement, that don't typically show up on quote sites.

Oh well, cars are my hobby. Gotta pay to play.

[Drewski]

Have Liberty Mutual now, was a big savings from Safety when we switched three years ago. I just got a Progressive quote for our 2 bikes and the exact same coverage is a $500 savings over LibMu, ($1050 vs $520). I will definitely check out Geico for the bikes as well. The cars are going over to USAA when the current policy is up in May.

[tsanterre]

Anybody use Ameriprise through Costco?

[Awesome]

Move from NH to MA, geico policy cost tripled for the exact same coverage.